Financial Planners

Empower Your Loved One's Future with Expert Financial Planners

Financial Planning with A Personalized Touch

Financial planning serves as a roadmap for one’s financial future. A skilled financial planner plays the role of a knowledgeable guide, assisting clients in setting goals, managing investments and assets, and securing their long term financial well-being.


From retirement planning to wealth management, hiring the right Kansas City financial planner can make the biggest difference on your journey to achieving your financial goals. For more information and guidance in selecting a skilled financial planner in Kansas City, contact Family Shepherd.

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Understanding the Role of a Financial Planner

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Financial planners assess a client's financial situation, including income, expenses, assets, and liabilities, to develop personalized strategies for achieving financial goals.

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They provide guidance on investments, retirement planning, tax optimization, estate planning, and risk management to help clients build and preserve wealth over time.

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Through ongoing monitoring and adjustments, financial planners make sure their clients stay on track towards their end goals.

Saving up cash, deciding what to invest in, creating a budget and sticking to it are not skills that everyone is taught. Hiring a professional planner can help you make informed decisions with the wealth you do have and help hold you accountable with a plan to build up more over time.

Finding a Financial Planner in Kansas City

You can find financial planners in Kansas City through online directories like the Financial Planning Association's website or the Kansas City Financial Advisors Network. Asking for referrals from friends, family, or colleagues is always a good idea as well. Dig around online and consider attending any financial planning events or seminars in your area.


These events are often put on by professionals who you might be able to hire or at least get some key advice from. Look for a CFP with a good reputation and a communication style that is attractive to you. Be clear in your goals, expectations, and values. Ask a lot of questions to build rapport and foster a successful partnership with your chosen financial planner.

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Financial Planning Services

Financial planners offer a range of services, including tax planning to maximize returns and reduce payments, estate planning to ensure assets are distributed according to preferences and minimize tax burdens, and investment management to grow and protect wealth through strategic portfolio building.


They may provide retirement planning to help clients prepare for a financially secure future, risk management to protect against unforeseen events such as disability or illness, and education planning to save for future educational expenses. These comprehensive services aim to address a variety of aspects of a client's financial life to achieve long-term financial goals effectively.

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FAQs

Have a question? We’re here to help.

  • What qualifications and certifications should you look for in a financial planner?

    A Certified Financial Planner (CFP) is a professional designation for financial planners who have completed thorough education, examination, and experience requirements. This certification signifies that your KC financial planner has demonstrated expertise in areas from basic financial planning, to investments, insurance, taxes, and retirement planning. 


    CFPs are held to high ethical standards and are required to adhere to a code of conduct, putting their clients' needs and interests first. Choosing a CFP can give you confidence in your planner's competence and commitment to providing quality financial advice.

  • How do financial planners charge for their services?

    Three types of pricing structures are fee-only, commission-based, or fee-based structures, each with their own focus. Fee-only planners charge flat fees, hourly rates, or a percentage of the client’s assets under management (AUM), to ensure alignment with the client’s interests. Commission-based planners earn fees from financial product sales like insurance policies or investment products. Fee-based planners combine the fees and commissions. 


    Costs vary widely based on factors like the complexity of the client's financial situation and the services provided, ranging from hourly rates of $100 to $400, ongoing management fees of 0.5% to 2% of AUM annually, and flat fees for comprehensive plans ranging from $1,000 to $5,000 or more.

  • What factors should you consider when choosing a financial planner?

    Choose a financial planner that understands your specific financial situation and is aligned with your goals. Note their communication style and ask about success stories with other clients, especially clients who began with an income and goals similar to your own.

  • What are some red flags to watch out for?

    Beware of financial planners who guarantee unrealistic returns or pressure you into making quick decisions without fully understanding your situation. Be cautious of planners who have a history of disciplinary actions or complaints filed against them, this might suggest unethical behavior or incompetence.

  • How to work effectively with your financial planner?

    To work effectively with your financial planner, maintain open and clear communication by talking about your financial goals, concerns, and any changes in your circumstances. Set realistic expectations regarding the timeline for achieving your goals and the frequency of meetings and updates. 


    Be an active participant in your own financial freedom by staying informed about your plan, asking questions, and actively engaging in discussion about potential adjustments or updates to your budget or investments.

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