If you’ve fallen behind on your mortgage payments, many lenders offer options that can temporarily or permanently adjust your loan terms:
💡 Tip: Contact your lender as soon as possible to ask about these options. The sooner you communicate, the more options you may have. As a side note, at Family Shepherd, we have years of experience working with banks so if they have pushed you off or ignored you, we still know how to deal with big bank to help you save your home or credit.
If staying in the home is no longer an option, selling your home before the foreclosure process is complete may help you:
At Family Shepherd, we specialize in buying homes fast for cash in any condition—which means we can often close quickly, sometimes before the foreclosure process is finalized, and give you a fresh start.
There are nonprofit organizations and government programs in Kansas City designed to help struggling homeowners. Some options include:
💡 Tip: Many of these programs offer free services, so be wary of any company asking for upfront fees to "stop foreclosure" or "save your home."
For some homeowners, filing for bankruptcy may be an option to temporarily halt foreclosure and restructure their debt. However, bankruptcy has long-term financial consequences, so it’s essential to:
At Family Shepherd, we are not attorneys, but we can help connect you with resources that may help you decide if this is the right path.
One of the biggest challenges homeowners face is dealing with banks and mortgage lenders. The process can be overwhelming, slow, and full of red tape.
Because we’ve worked with major banks for nearly 20 years, we know how to:
Whether you’re looking to stay in your home, modify your loan, or sell quickly, we may be able to help stop foreclosure and minimize long-term financial damage.
The most important thing you can do if you’re facing foreclosure or bankruptcy is take action now. The sooner you start exploring options, the better chance you have of finding a solution that works for you.
At Family Shepherd, we don’t charge homeowners for advice or assistance. There is no cost to you—just options to help you move forward.
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Contact your lender – Ask about
loan modifications or
forbearance options.
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Look into Kansas City resources – Explore
state and local foreclosure prevention programs.
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Consider selling before foreclosure – If you need to sell fast, we can help
buy your home before the bank takes it.
If you’re unsure where to start or feel like your getting nowhere with your lender, reach out to us for a confidential, no-pressure conversation. We can help by guiding you through the process a no cost to you.
📞 Call Family Shepherd today to discuss your options—before it’s too late.
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